Money Basics

Practical money basics guides for Filipinos from the Iponista team: real peso examples, free tools and simple steps.

Ponpon the sea turtle walking with a young student on a sunny school path, both carrying notebooks and baon

How to Save Money as a Student in the Philippines (Even on a Small Allowance)

Your allowance is small, your wants are not. How Filipino students can budget their baon, cut school costs without missing out, and start their first ipon habit now.August 28, 2026 · 5 min read

Ponpon the sea turtle thinking beside a balance scale with rice, water and a bulb on one side and sneakers, milk tea and a game controller on the other

Needs and Wants: A 10-Second Test Before Every Gastos

Is it a need or a want? Easy for rice, harder for a new phone. A quick test for everyday Filipino spending, the gray areas in between, and how to enjoy wants without guilt.July 2, 2026 · 6 min read