13th month pay calculator
Find out how much your 13th month pay will be, even if you didn't work the whole year.
- Free, no sign-up
- Runs in your browser
Calculator
All of it is tax-free.
At a glance
Key facts
- Amount
- Basic pay earned ÷ 12
- Paid by
- December 24
- Tax-free
- Up to ₱90,000 with bonuses
- New or resigned?
- You still get a share
3 easy steps
How to use it
Step 1
Type your monthly basic salary.
Step 2
Slide to the months you worked this year, and add other bonuses if any.
Step 3
See your 13th month pay and any taxable part.
Plan it before it lands
A 13th month pay disappears fast in December. Decide now: put part into your emergency fund, pay down utang with the highest interest, and give yourself a guilt-free budget for Noche Buena and gifts.
Try the 50/30/20 calculator to split it, or set a savings goal in Iponista so it doesn't vanish by January.
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Frequently asked questions
How is 13th month pay computed?
Add up the basic salary you actually earned in the calendar year and divide by 12. Overtime, allowances and holiday premiums are not included unless your company says so.
When should I receive it?
Under PD 851, employers must pay it on or before December 24. Some companies split it in two, for example May and December.
I resigned or started mid-year. Do I still get it?
Yes, a pro-rated amount: your basic salary earned for the months you worked, divided by 12. Set the months slider to match.
Is 13th month pay taxed?
It's tax-free up to ₱90,000 combined with your other bonuses for the year. Only the amount above ₱90,000 is taxed.
This calculator gives estimates for planning. It is not tax, legal or financial advice. Rates follow published government schedules; check with your employer, the BIR, SSS, PhilHealth or Pag-IBIG for your exact figures.
Now track where your sahod goes
Iponista is a free budget app for Filipinos. Free account, works offline, and your money data stays private.