Iponista Academy

Money guides for Filipinos

Five-minute reads. No jargon, no hard sell, one thing to do today.

Budgeting

How to budget your sahod (even if it's gone by the 10th)A simple kinsenas budget that actually lasts until the next payday, with a template you can copy and the mistakes that break most budgets. 4 min read
How to start tracking your expenses (in 1 minute a day)The simplest habit that changes your finances: log every gastos. Here's how to start, what to look for, and how to keep going past the first week. 3 min read

Saving

Debt

Pay & benefits

Investing

OFW

Life & family

Money safety