Saving & Ipon

Practical saving & ipon guides for Filipinos from the Iponista team: real peso examples, free tools and simple steps.

Ponpon the sea turtle dropping a coin into a glass alkansya jar at home, with a jeepney passing outside at sunset

How to Save Money in the Philippines When Your Sahod Barely Lasts

No magic, no sermon. A practical way to build ipon on a regular Filipino salary, starting this payday, even if it's just ₱200.August 12, 2026 · 6 min read

Ponpon the sea turtle next to a row of alkansya and glass jars filling up with gold coins on a sunny windowsill

Ipon Challenge Ideas That Actually Work (Pick One and Start Today)

The 52-week challenge isn't the only way. Seven ipon challenges for different incomes and personalities, with realistic totals and tips to actually finish.July 16, 2026 · 6 min read

A young couple planning their wedding at a café table with swatches, flowers, a cake sample and a savings jar

Wedding Budget Philippines: How to Plan and Save for Your Wedding Without Utang

The dream wedding doesn't have to become a five-year loan. How Filipino couples can set a wedding budget, save for it together, and still have the day they want.July 15, 2026 · 5 min read

Ponpon the sea turtle at the start of a winding path over green hills toward the sunrise, with milestone flags along the way

How to Set Financial Goals You'll Actually Reach (A Filipino Guide)

"Mag-iipon na ako this year" isn't a goal yet. How to turn money wishes into financial goals with a number, a date and a payday plan, in an order that makes sense.July 13, 2026 · 5 min read