#pautang

Practical guides on ipon, budgeting your sahod, utang and wise living for Filipinos, from the Iponista team. Real peso examples and free tools.

Two friends at a coffee shop, one handing folded peso bills to the other who looks grateful and a little embarrassed

Utang sa Kaibigan: How to Lend and Borrow Without Losing Friends

Pautang is part of Filipino life. So is the awkward silence when it isn't paid back. Practical rules for lending, borrowing and reminding, kindly and clearly.July 31, 2026 · 6 min read