#baon

Practical guides on ipon, budgeting your sahod, utang and wise living for Filipinos, from the Iponista team. Real peso examples and free tools.

An office worker happily opening a packed baon lunchbox with rice, adobo and egg at her desk

Daily Baon Budget for Work: Lunch, Pamasahe and Coffee Without Going Broke

Lunch, fare, coffee, merienda. The daily work costs that quietly eat a sahod. How to set a realistic baon budget and make packing lunch easier than it sounds.September 1, 2026 · 5 min read

Ponpon the sea turtle walking with a young student on a sunny school path, both carrying notebooks and baon

How to Save Money as a Student in the Philippines (Even on a Small Allowance)

Your allowance is small, your wants are not. How Filipino students can budget their baon, cut school costs without missing out, and start their first ipon habit now.August 28, 2026 · 5 min read