#sinking fund

Practical guides on ipon, budgeting your sahod, utang and wise living for Filipinos, from the Iponista team. Real peso examples and free tools.

Mother walking her daughter to school beside a pile of coins and books topped by a graduation cap

Paano Gamitin ang Iponista para Mag‑budget ng Edukasyon ng Anak

Gabay sa pag‑budget ng education fund ng anak gamit ang Iponista, mula sa pag‑plano ng tuition hanggang sa mga dagdag na gastusin.October 12, 2026 · 6 min read

Family hanging a parol and dropping coins into a Christmas savings jar, with Ponpon in a Santa hat

Paano Mag-ipon para sa Pasko gamit ang Sinking Fund sa Iponista

Gabay sa paglikha ng Christmas fund gamit ang sinking fund method at kung paano pinapasimple ng Iponista ang awtomatikong kontribusyon.October 12, 2026 · 5 min read

Four savings jars on a shelf tagged with a parol, a school bag, a house and a medical cross, each partly filled with coins

Sinking Funds: How to Ipon for Pasko, Tuition and Bills Without Stress

Christmas isn't an emergency. Neither is enrollment. A sinking fund turns the big costs you already know are coming into small, boring payday transfers.September 17, 2026 · 5 min read