#raise

Practical guides on ipon, budgeting your sahod, utang and wise living for Filipinos, from the Iponista team. Real peso examples and free tools.

A young professional at a crossroads between a staircase of shopping bags and a garden path to a jar full of coins

Got a Raise? How to Beat Lifestyle Inflation Before It Eats Your Sahod

You earn more than you did three years ago, so why does it still feel tight? Lifestyle inflation explained, with simple rules to enjoy your raise and still save it.September 5, 2026 · 5 min read