#commute

Practical guides on ipon, budgeting your sahod, utang and wise living for Filipinos, from the Iponista team. Real peso examples and free tools.

An office worker happily opening a packed baon lunchbox with rice, adobo and egg at her desk

Daily Baon Budget for Work: Lunch, Pamasahe and Coffee Without Going Broke

Lunch, fare, coffee, merienda. The daily work costs that quietly eat a sahod. How to set a realistic baon budget and make packing lunch easier than it sounds.September 1, 2026 · 5 min read